Before providing advice, it's important that we understand your complete financial picture. We'll gather information about everything on your personal balance sheet. This may include real estate investments, investment accounts, closely held business interests, insurance policies and other assets. We'll also gain an understanding of your income and cash-flow needs. Naturally, all information is treated confidentially.

In addition, we also want to know about your personal balance sheet. Maybe some of your greatest assets are your health, your family or your support in the community. So we'll be discussing not only your net worth, but your self-worth.